Amigo Loans
Amigo Loans is now closed and we are no longer able to deal with any of your queries.
Final Update - October 2025
On 28th August 2025 the Scheme Supervisors resolved that they are satisfied that:
- that the Scheme has been properly implemented in accordance with its terms;
- all Scheme Claims have been determined and/or adjudicated (as applicable) in accordance with the terms of the Scheme; and
- all Ascertained Scheme Claims have been paid in accordance with the terms of the Scheme.
You can find the Scheme Supervisors' resolution here.
We have made all of the second Scheme Payments where we held valid bank details. If you are represented by a Claims Management Company, and we have made the payment to them, you will need to contact them for further information about when your payment will be released to you.
Scheme Payment - To receive a second Scheme Payment you had to provide valid bank details by 17th May 2025. A Scheme Payment can no longer be claimed.
Refund - If you are due a refund as part of your claim but did not provide valid bank details before 17th May 2025 then we are arranging for these funds to be paid into Court and you will no longer be able to receive them without applying to the Court to release them. We will provide further updates on this when the process has been completed.
Important update about money you may be owed
The Amigo Scheme has now finished. However, Amigo still owed some customers money that was not part of that Scheme.
We tried several times to contact those customers so they could claim the money they were owed, but we weren't able to reach them.
Amigo Loans Ltd has now gone into liquidation (this means the company is closing down, and special people called liquidators are handling its remaining affairs).
Before this happened, to make sure your money would be safe and you could still claim it later, we paid the money you're owed into a court account. This is a legal step called "paying money into court."
Below, you'll find:
- Why we might have owed you money
- The court reference number for your case
- What you need to do next to get your money back
If this applies to you, please read the next steps carefully so you don't miss out.
| No | Reason | Court | Court Claim number | Court Order Date | Court Funds Office Account Number |
|---|---|---|---|---|---|
| 1 | We (or the Financial Services Ombudsman (FOS)) upheld your complaint before early 2021 that we had not correctly assessed your affordability before you took out a loan with us and we haven't paid redress to you. This only relates to complaints that were made before we announced our Scheme proposals. | Bournemouth | M00BH463 | 04/09/2025 | 1200002649469 |
| 2 | You (or someone on your behalf) continued to make payments after your loan had been settled. We sent you a cheque for this money, but it was not cashed. | Bournemouth | M00BH474 | 04/09/2025 | 1200002649484 |
| 3 | You (or someone on your behalf) continued to make payments after your loan had been settled. | Transferred | M00BH483 | Awaited | Awaited |
| 4 | Before our Scheme was approved by the Court, you claimed that we had lent to you when the loan was unaffordable, and that claim was upheld in the Scheme. As a result, you are due a repayment of the interest you paid from the latter of:
|
Transferred | M00BH482 | Awaited | Awaited |
| 5 | We upheld your claim in our group's Scheme of Arrangement (Scheme) but you made loan payment after the Scheme was approved and before we notified you that your claim had been upheld. We want to repay any excess payments made during that period. |
In the High Court of Justice in the Business and Property Courts of England and Wales |
PT-2025- 000636 | 09/09/2025 | 1200002649474 |
| 6 | We didn't send you the correct notices about your arrears at the right time as required by the law. As a result, you are due a repayment of any interest you paid from the time we should have sent you a correct notice until the time we did send you a correct notice. | Bournemouth | M00BH476 | 04/09/2025 | 1200002649479 |
If you think you may be owed money, you can check on the Unclaimed Balance Website:
https://find-unclaimed-court-money.service.justice.gov.uk.
The money has been paid into court for our customers, and they will be able to claim it.
To claim money owed to you follow the details below:
Step 1: Search for Funds in Your Name
Visit the Court Funds Office online search tool: https://www.gov.uk/find-court-money
Use the “Search of Unclaimed Accounts” feature. If funds are held for you, make note of any reference number shown.
Step 2: Confirm the Amount
To confirm the amount held, contact the Court Funds Office directly at:
- Address: Court Funds Office, Sunderland, SR43 3AB
- Phone: 0300 0200 199
- Email: chancery.miscellaneouspayments@justice.gov.uk
Provide any reference numbers from your online search to assist.
Step 3: Apply to the Court for Payment
If you believe you are entitled to a payment, you must apply using Form N244 (Application Notice).
Download the Form here: https://www.gov.uk/government/publications/form-n244-application-notice
Completing Form N244 - Key Notes
- Name of Court: Chancery Division Payment out of Funds
- Claim Number: Leave blank (unless known)
- Claimant: Your full name
- Defendant: Leave blank
- Part 3: Indicate that you are applying for a 'payment out of funds held by the Court on behalf of Amigo Loans under the Trustee Act 1925'
- Part 5: Tick "without a hearing"
- Part 10: Set out the facts about how Amigo came to hold money for you and any evidence of this (see below)
- Complete the Statement of Truth and sign
Required Supporting Evidence
In Part 10 or a separate Witness Statement, include:
- Proof of identity (copy of passport or driving licence)
- Proof of address (utility bill or council tax bill)
- Any correspondence showing your relationship to Amigo Loans as someone that owes you money
- Any relevant account or claim reference numbers
- A statement confirming:
- You are entitled to the funds
- No other person has a claim to the money held for you (or details if they do)
- If applicable, evidence of a change of name (e.g. marriage certificate)
Submitting the Application
Submit your completed application and supporting documents to:
Business & Property Courts of England & WalesChancery Division - Miscellaneous Payments Team
7 Rolls Building
Fetter Lane
London
EC4A 1NL
Court Fee: currently £54 - payable by cheque, postal order, or bank draft to: "His Majesty's Court and Tribunal Service".
More details on electronic-filing of the documents if you are using a solicitors or legal advisor can be found here:
https://www.gov.uk/guidance/ce-file-system-information-and-support-advice
Final Notes:
- The court fee is non-refundable, so please confirm entitlement before applying.
- Incomplete or inaccurate applications may cause delays.
- If you require assistance, contact the Citizens Advice Bureau or consult a solicitor.
For queries regarding existing claims:
- Phone: 020 7947 7929
- Email: chancery.miscellaneouspayments@justice.gov.uk
Reliance on Information
The information contained is provided for informational purposes only and should not be construed as legal advice on any matter. You should not rely on the information published on this website. The information on this website does not take account of individual circumstances and may not reflect recent changes in the law or practice. It was to the best f our knowledge correct when it was published.
Do not act or refrain from acting upon this information without seeking professional legal advice: you are strongly advised to obtain specific, personal legal advice about your case or matter and not to rely on the information in this website.